Your Legal Ground Before Account Access

Your legal position starts with the account you open, the location rules that apply to you, and the records attached to each wallet action. We write these terms for Indonesia access, but we do not say one rule fits every local area or payment route. When

1. 1

   you create an account, we ask you to accept the terms, confirm the details you submit, and keep your login private. If local law changes, or if a service is not permitted in your area, we may restrict access, hold a transaction for checks, or ask

2. 2

   for documents before any account change. DANA, OVO, GoPay, and QRIS receipts help us match wallet activity to your account and answer legal questions with dated records.

Service availability depends on jurisdiction. Users are responsible for checking local law before access.